Despite the growth of the sector, microfinance's academic research in developed countries is still very limited. The paper builds on earlier works, which discuss four technical problems related to the diffusion of microfinance in developing countries. In re-framing their approach to apply it to developed countries, we propose a set of recommendations in order to foster the growth of the microfinance sector: (1) the use of financial institutions to supply microfinance products; (2) the development of an alternative credit scoring in banks; (3) the adoption of a regulatory framework for microfinance; and (4) the use of networks as social collaterals.

Pedrini, M., Bramanti, V., Minciullo, M., Ferri, L. M., Rethinking Microfinance for Developed Countries, <<JOURNAL OF INTERNATIONAL DEVELOPMENT>>, 2016; 28 (2): 281-302. [doi:10.1002/jid.3205] [http://hdl.handle.net/10807/75617]

Rethinking Microfinance for Developed Countries

Pedrini, Matteo
Primo
;
Bramanti, Valentina
Secondo
;
Minciullo, Marco
Penultimo
;
Ferri, Laura Maria
Ultimo
2016

Abstract

Despite the growth of the sector, microfinance's academic research in developed countries is still very limited. The paper builds on earlier works, which discuss four technical problems related to the diffusion of microfinance in developing countries. In re-framing their approach to apply it to developed countries, we propose a set of recommendations in order to foster the growth of the microfinance sector: (1) the use of financial institutions to supply microfinance products; (2) the development of an alternative credit scoring in banks; (3) the adoption of a regulatory framework for microfinance; and (4) the use of networks as social collaterals.
Inglese
Pedrini, M., Bramanti, V., Minciullo, M., Ferri, L. M., Rethinking Microfinance for Developed Countries, <<JOURNAL OF INTERNATIONAL DEVELOPMENT>>, 2016; 28 (2): 281-302. [doi:10.1002/jid.3205] [http://hdl.handle.net/10807/75617]
File in questo prodotto:
Non ci sono file associati a questo prodotto.

I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.

Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/10807/75617
Citazioni
  • ???jsp.display-item.citation.pmc??? ND
  • Scopus 13
  • ???jsp.display-item.citation.isi??? 10
social impact