The recent financial crisis has had a particularly significant impact on the international banking system, opening the debate on the profitability of different bank business models.Banks have experienced a sharp decline in profitability, making it essential for them to rebalance costs and revenues and reconsider growth strategies.This is particulary true for the Italian banking system, which has esperienced a long term fall in profitability.We use bank-level data to explore this topic to find the link between profitability and its determinants during the crisis and we identify peer groups of Italian banks that can be judged more virtuous in an international comparison.

Borroni, M., Rossi, S., Mind the gap: the profitability of the Italian banking system in a changing world, in Bracchi, G., Filotto, U., Masciandaro, D. (ed.), European Banking 3.0 Bank Industry and Supervision in the Behavioural Finance Revolution, Edibank, Milano 2015: <<20th Report on the Italian Financial System>>, 159- 174 [http://hdl.handle.net/10807/67972]

Mind the gap: the profitability of the Italian banking system in a changing world

Borroni, Mariarosa;Rossi, Simone
2015

Abstract

The recent financial crisis has had a particularly significant impact on the international banking system, opening the debate on the profitability of different bank business models.Banks have experienced a sharp decline in profitability, making it essential for them to rebalance costs and revenues and reconsider growth strategies.This is particulary true for the Italian banking system, which has esperienced a long term fall in profitability.We use bank-level data to explore this topic to find the link between profitability and its determinants during the crisis and we identify peer groups of Italian banks that can be judged more virtuous in an international comparison.
Inglese
European Banking 3.0 Bank Industry and Supervision in the Behavioural Finance Revolution
978-88-449-1058-7
Borroni, M., Rossi, S., Mind the gap: the profitability of the Italian banking system in a changing world, in Bracchi, G., Filotto, U., Masciandaro, D. (ed.), European Banking 3.0 Bank Industry and Supervision in the Behavioural Finance Revolution, Edibank, Milano 2015: <<20th Report on the Italian Financial System>>, 159- 174 [http://hdl.handle.net/10807/67972]
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Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/10807/67972
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