Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. Results show that WTP has a positive and significant impact on actual CBHIS take-up
Bonan, J. D., Lemay Boucher, P., Tenikue, M., Household's willingness to pay for health microinsurance and its impact on actual take-up: results from a field experiment in Senegal, <<JOURNAL OF DEVELOPMENT STUDIES>>, 2014; (Ottobre): 1445-1462. [doi:10.1080/00220388.2014.940909] [http://hdl.handle.net/10807/62261]
Household's willingness to pay for health microinsurance and its impact on actual take-up: results from a field experiment in Senegal
Bonan, Jacopo Daniele;
2014
Abstract
Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. Results show that WTP has a positive and significant impact on actual CBHIS take-up
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